Chapter 7 Fees

$700.00 quoted fee is for a simple chapter 7 bankruptcy.
Simple chapter 7 is for debtors meeting the following requirements:

  • $20,000.00 or less in general unsecured debt
  • Under median income per current means test
  • No secured debt that may require a reaffirmation agreement
  • No pending lawsuits or garnishment actions
  • No other non-typical chapter 7 bankruptcy matters – drivers license, Section 523 complaint, lien avoidance action, etc…

Chapter 13 Fees

  • $0.00 down option is available for debtors meeting the following requirements:
  • Must be current on home payment
  • Must have regular W-2 income from employment
  • Must allow wage order from paycheck for plan payments

$0.00 down does not mean zero fee. Regular court authorized fees will be paid in ch. 13 plan.

Additional Costs Associated With Bankruptcy

Chapter 7 Court filing fee $335.00
Chapter 13 Court filing fee $310.00

Debtor pre BK Counseling $ Varies Depending on counseling agency – range $10- $50
Debtor Education $ Varies Depending on counseling agency – range $10- $50