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​Hire Mortensen if you want the following:
Experience
25 years and 8000+ Successful Bankruptcies
Highest Rated
Goggle Reviewed BK Attorney in Arizona
No Court Guarantee
You will never have to go to see a Judge.
Discharge Guarantee
Your eligible debts will be GONE!
Testimonials
Our Services
TOP 10 MOST COMMON QUESTIONS
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How much does bankruptcy cost?A typical CHAPTER 7 bankruptcy will cost around $1600 in attorney fees. There are also Court Filing fees, Credit Report fees and Credit Counseling fees. While $1600 is the usual fee for a typical case fees can increase for cases with significant debt, pending legal action or other unusual circumstances. Mortensen Law Offices makes every effort to make your bankruptcy affordable.
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Will I lose my home if I file for bankruptcy?I have been practicing bankruptcy law in Tucson for 26 years. I have never had a client lose a home in bankruptcy court unless they have stopped making voluntary mortgage payments. The fact is that with Arizona's new HOMESTEAD exemption it is very difficult to lose a home in bankruptcy. If, after a consultation, I determine that your home will be at risk I will advise my clients against filing. Remember if you want to keep your home continue to make any mortgage / home loan payments directly to the lender. This includes any loans that are secured by your real property.
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Will I lose my car if I file bankruptcy?Most individual filers keep their cars. The Arizona exemptions were just increased to $15,000. This will allow must people to protect a car in bankruptcy court. BEWARE- cars are a loophole area for trustees so it is vital to seek a qualified attorney to analyze your automobile exemption. The Arizona Chapter 7 Trustees are expert at finding ways to circumvent secured transactions to "take" a car for the benefit of creditors.
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Will I ever repair my credit enough to buy a home or car?Most people are very nervous about their credit when they come to file a bankruptcy. When people are consulting with me they will ask if they will ever get credit again. While I make no guarantees I let my clients know that most individuals recover from bankruptcy rather quickly. I have clients who are able to purchase homes and cars within a couple of years of filing. My question to my client is will you EVER get into a home if you do not resolve your outstanding debt problem?
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Can my employer fire me if I file a bankruptcy?In my thousands of Bankruptcy cases in Arizona, I have never witnessed one of my clients be dismissed from employment due to the filing of a bankruptcy. While possible it is highly unlikely that you would lose a job due to bankruptcy filing. Remember bankruptcy is a law embodied in Title 11 of the US Code, i.e. completely legal.
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Do I have to list all of my debt? There are certain debts I do not want included.Sorry - you must list ALL debt. This includes debts that you plan to keep paying like your mortgage and car loan. There are many rules that must be followed when you file bankruptcy. Two of the most common rules are as follows: #1 You must list all of your assets. #2 You must list all of your creditors. PLEASE do not listen to friends who tell you they did not list a debt. If they did not list a creditor then they committed bankruptcy fraud which is a crime.
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Will I lose my personal property if I file for bankruptcy?Most personal property (your stuff) is exempt. This means that you get to keep it when you file bankruptcy. The new exemption for personal property is $15,000. Yes, you can keep your clothes and household furnishings. Talk to Mortensen Law Offices about what property you can keep when you file a bankruptcy in Arizona.
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How many times can I file bankruptcy?Bankruptcies can be filed repeatedly after the legal time frame has been achieved. Talk to a qualified bankruptcy attorney will be able to calculate when you are able to file a second or even a third bankruptcy.
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Will I go to jail if I file for bankruptcy?You have been watching to much TV. No one goes to jail for filing bankruptcy. People go to jail when they commit bankruptcy fraud. If you hire the right attorney and get solid legal counsel you will be fine.
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Will all of my debt be discharged in the bankruptcy?Most debt is discharged in bankruptcy. Certain debts are excepted from the discharge. Certain taxes, student loan debt, alimony, child support, debts incurred through fraud and a few other debts do not go away when you file. It is vital to consult with a qualified attorney who can assess which debts will be discharge.
Chandler Bankruptcy Attorney
Open Letter From Wayne Mortensen
Dear Prospective Clients of Chandler, Arizona,
We understand that financial challenges can be overwhelming, causing stress and uncertainty in your life. At Mortensen Law Offices, we are here to offer you the support, guidance, and legal expertise you need to navigate the complexities of Chapter 7 and Chapter 13 bankruptcy. Our team of dedicated professionals is committed to helping you regain control of your finances and achieve a fresh financial start.
In this open letter, we want to take the time to share with you not only the benefits of hiring our law firm but also the reasons why choosing the right bankruptcy attorney is crucial for your future financial stability. We believe that making an informed decision is the first step towards a brighter financial future, and we are confident that Mortensen Law Offices can provide you with the help you need.
Why Choose Mortensen Law Offices?
1. Experienced Bankruptcy Attorneys
Our firm boasts a team of highly experienced bankruptcy attorneys who have helped countless individuals and families in Chandler and the surrounding areas successfully navigate the bankruptcy process. With years of experience under our belts, we have gained extensive knowledge of bankruptcy laws, procedures, and best practices.
When you choose Mortensen Law Offices, you can trust that you are working with attorneys who are well-versed in the nuances of Chapter 7 and Chapter 13 bankruptcy. Our expertise ensures that you receive the highest level of legal representation, tailored to your unique financial situation.
2. Personalized Legal Solutions
We understand that no two financial situations are the same. That's why we take a personalized approach to every case. When you become our client, we will carefully assess your financial circumstances, goals, and concerns to develop a customized bankruptcy strategy that suits your needs.
Our commitment to personalized legal solutions means that you will receive individualized attention throughout your bankruptcy journey. We will work closely with you to address your specific challenges and help you make informed decisions every step of the way.
3. Compassionate and Supportive Team
At Mortensen Law Offices, we recognize that financial difficulties can be emotionally taxing. Our team is not only dedicated to providing exceptional legal representation but also to offering compassionate support during this challenging time. We are here to listen, answer your questions, and provide you with the guidance and reassurance you need.
We take pride in our ability to alleviate the stress and anxiety associated with bankruptcy by offering a caring and empathetic approach. Our goal is not only to resolve your financial issues but also to empower you with the knowledge and tools to rebuild your financial future with confidence.
4. Proven Track Record of Success
Our firm's success is measured by the positive outcomes we have achieved for our clients over the years. We have helped individuals and families in Chandler, Arizona, regain their financial footing and move towards a debt-free future. Our track record of success speaks to our commitment to delivering results for our clients.
When you choose Mortensen Law Offices, you are enlisting the services of a reputable law firm with a history of helping clients achieve their bankruptcy goals. We are proud of the positive testimonials and reviews from past clients who have entrusted us with their financial well-being.
5. Comprehensive Bankruptcy Services
Mortensen Law Offices offers a wide range of bankruptcy services, including:
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is often referred to as "liquidation bankruptcy" and can provide relief by discharging unsecured debts such as credit card debt and medical bills. Our experienced attorneys will guide you through the process, ensuring that you receive the maximum debt relief available under the law.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy, also known as "reorganization bankruptcy," allows you to create a manageable repayment plan for your debts while protecting your assets. We will work with you to design a repayment plan that fits your budget and helps you regain control of your finances.
Debt Relief Alternatives
Bankruptcy may not be the right solution for everyone. Our firm also explores alternative debt relief options, such as debt settlement and negotiation, to help you find the best path to financial stability.
Foreclosure Defense
If you are facing the threat of foreclosure, Mortensen Law Offices can assist you in defending your home and exploring options to save it through bankruptcy or other legal strategies.
Creditor Harassment
We can put an end to relentless creditor harassment, including collection calls and legal actions, providing you with peace of mind and relief from constant financial stress.
6. Transparent and Affordable Fees
We believe that everyone deserves access to quality legal representation, especially when facing financial difficulties. At Mortensen Law Offices, we are committed to transparency in our fee structure. We will provide you with a clear understanding of our fees and payment plans, ensuring that there are no surprises along the way.
We understand that financial challenges can be financially draining, and we are dedicated to providing cost-effective legal services to help you achieve debt relief without breaking the bank.
7. Your Fresh Financial Start
Ultimately, the goal of bankruptcy is to offer you a fresh financial start. At Mortensen Law Offices, we are passionate about helping our clients achieve this fresh start by relieving the burden of overwhelming debt and providing the opportunity for a brighter financial future.
We are here to guide you through the bankruptcy process, from the initial consultation to the final discharge of debts. Our mission is to empower you to take control of your finances, rebuild your credit, and move forward with confidence.
The Importance of Choosing the Right Bankruptcy Attorney
While it's clear that bankruptcy can offer relief from crushing debt, it's equally important to recognize the significance of choosing the right bankruptcy attorney. Your choice can significantly impact the outcome of your case and your overall financial well-being. Here are some reasons why choosing Mortensen Law Offices is a wise decision:
1. Legal Expertise
Bankruptcy law is complex and constantly evolving. It requires in-depth knowledge and experience to navigate successfully. Our attorneys are well-versed in bankruptcy law and have a deep understanding of the intricacies involved in Chapter 7 and Chapter 13 bankruptcy cases.
2. Guidance and Advocacy
Bankruptcy is a legal process that involves multiple steps and interactions with creditors, trustees, and the court. Without proper legal guidance, you may make mistakes that could jeopardize your case. When you hire Mortensen Law Offices, you have a dedicated advocate on your side who will ensure that your rights are protected throughout the process.
3. Avoiding Costly Mistakes
Bankruptcy paperwork is detailed and can be unforgiving when it comes to errors or omissions. Even a small mistake in your bankruptcy petition can lead to delays, denials, or even legal consequences. Our meticulous attention to detail minimizes the risk of costly errors, ensuring that your bankruptcy case proceeds smoothly.
4. Tailored Solutions
Every individual's financial situation is unique, and one-size-fits-all solutions simply don't work in bankruptcy cases. Our attorneys take the time to understand your specific circumstances and create a tailored strategy that addresses your needs and goals. This personalized approach increases the likelihood of a successful outcome.
5. Peace of Mind
Facing financial hardship can be emotionally draining. When you hire Mortensen Law Offices, you gain peace of mind knowing that experienced professionals are handling your case. You can focus on rebuilding your life while we handle the legal aspects of your bankruptcy.
How to Get Started
If you are considering bankruptcy as a means to achieve financial relief, we encourage you to take the first step towards a fresh start by scheduling a free consultation. WHAT ARE YOU WAITING FOR CALL OR EMAIL TODAY!
Chapter 7 Discharge Guarantee
My firm guarantees that if you file Chapter 7 bankruptcy with our firm you will receive a discharge of all DISCHARGEABLE debt. Remember not all debt is legally able to be discharged. If, for whatever reason, my firm's actions cause you not to receive a discharge we will REFUND 100% of Attorney Fees Paid.
No Court Guarantee
My firm guarantee is that you will never have to appear in front of a bankruptcy judge. Judges can be a little intimidating. We take that fear away. I will attend all court appearances on your behalf. If for any reason you are required to put on your Sunday best and appear in front of a bankruptcy judge I will refund $200 of your fees paid. The only meeting that you will be required to attend is the Section 341 meeting of creditors. This meeting is with your trustee who is not a bankruptcy judge.
